As an independant broker and Member of the Hawaii and National Associations of Mortgage Brokers, we have access to many diverse lenders and we continuously seek out the best loan programs and interest rates for our customers.
Just as stock and bond pricises are always changing, interest rates often vary throughout the day. There are hundreds of loan programs and options available today and the rates are based on a variety of criteria. Please select the options that apply to your borrowing interest and we will get back to you with the best loan program and rates for your specific needs.
If you would rather speak to someone about loan programs and rates, please call Office: 808-220-2280 between 8 a.m and 7 p.m. HST, Monday through Friday.
Low rates and fees through knowledge and technology
Adjustable rate mortgage (ARM)
Is a mortgage in which the interest rate is adjusted periodically based on a pre-selected index. Also sometimes known as the renegotiable rate mortgage, the variable rate mortgage or the Canadian rollover mortgage.
Fixed Rate Mortgage
The mortgage interest rate will remain the same on these mortgages throughout the term of the mortgage for the original borrower.
Annual percentage rate (A.P.R.)
APR is a measurement of the full cost of a loan including interest and loan fees expressed as a yearly percentage rate. Because all lenders apply the same rules in calculating the annual percentage rate, it provides consumers with a good basis for comparing the cost of loans.
